Identity Solutions' model plugs seamlessly into your existing risk engine to provide more accurate outcomes for you and your customers.
An Identity-based Confidence risk model, as opposed to a traditional credit-based approach, integrates seamlessly into existing risk engines to provide more accurate outcomes by focusing on the user's verified identity rather than their credit history.
This innovative method helps our clients make better-informed decisions, reduce fraud, and enhance overall security while maintaining a smooth customer experience.
We only verify that the user is indeed the user eliminating all the unnecessary checks that slow down traditional identity models. Our goal is to ensure that your customer is truly the customer that you intend to access your products.
Identity Solutions Identity Scoring virtually eliminates false declines because our solution focuses on identifying the customer as opposed to creating a set of rules that are meant just to establish whether a transaction is fraudulent or not.
We understand the challenges facing many people around the world. That’s why we went to great lengths to ensure that our system does not result racist or classist conclusions in any way.
We only care that the user is the user whereas existing credit (id) scores measure credit risk often creating false declines that have historically affected minority and disadvantaged communities.
Gathering data from multiple signals such as the connected network, fuzzy geolocation, device platform attributes, user biometrics, and verifiable credentials validated at initial onboarding builds a robust profile without invading PII.
Our identity scoring gets cumulatively stronger with every customer interaction or transaction across any client.
Data signals are monitored continuously during ongoing user authentications and identity verifications keeping the profile up to date as the user transacts online.
If the confidence score decreases because an anomaly or suspicious activity, additional factor(s) are automatically requested to confirm the identity of the user.
Both AI driven automatic rules and manual prompts are configurable by each client.
Identity Solutions Identity Scoring system is tunable for the specific needs of each client. Variables such as geolocation, device data, network stability, transaction times, and transaction amounts are all customizable.
Join us as we pave the way to a safer, more efficient identity landscape. Welcome to Identity Solutions – the future of digital identity.
